MORTGAGES MADE EASIER
Welcome to Smart Mortgages
At Smart Mortgages our aim is to get you the best mortgage possible in the easiest way possible. Whether you’re a first-time buyer, moving-house, or buying a property through your pension, a mortgage is a big decision and most people get advice from a broker.
We are here to take you through every step of the process from finding you the right mortgage to getting you the keys to your new property. We will be able to manage your entire mortgage application online or in person and we will keep you updated with the progress of your application from start to finish.
From our Blog
How to Apply Online
Check out our new video which explains how you can apply for a mortgage easily and securely online and in your own time.
Should I Switch Mortgage Provider?
You may have got the best deal available at the time you took out your mortgage, but this is probably not the best deal now. Mortgage rates have dropped in the past [...]
Wayne Sheridan and the team at Smart Mortgages were instrumental in helping my wife and I get the mortgage we needed to purchase our first home. Buying the property was a drawn out process due to building delays and lack of information from the property agent, but Wayne always kept in contact with us and made sure we got the extensions and renewed offers we needed from the bank. Even during the uncertainty of Covid-19, Wayne worked with us and the bank, and was able to get an offer from them that let us close the sale. I would be happy to recommended Smart Mortgages services to anyone.
“We had the most amazing simple experience buying our home with the support of Wayne from Smart Mortgages. They provided us with simple, easy to understand options which addressed both our mortgage and life cover needs. They minimized the paperwork we needed to complete and kept us well informed during every step of the process. They were also able to provide guidance on other services like solicitors and tax advisers which we needed as ours was not a straight forward transaction. I would recommend Wayne and Smart Mortgages to anyone looking for financial advice.”
Jan & Sandra
“After many months of meetings in banks and with financial advisors we had given up on getting a mortgage and buying a home. Then we were advised to try Smart Mortgages. We thought why not we’ve nothing to lose? After meeting with Wayne we felt a little bit of hope again. We gave him everything he asked for and within a couple of weeks we were approved for a mortgage. We couldn’t believe it. Wayne and his team took care of absolutely everything, all we had to do was sign, they even sorted our life and home insurance. We can’t recommend Wayne and his team highly enough. They made our dream of owning our own home come true.”
“At the grand old age of 51 we were looking to buy our 1st house & needed a mortgage with no idea how to do it! -we tried going direct to a bank but oh boy what a mistake, someone recommended James & life suddenly became easy, he just gave us a list or requirements & off he went & did all the hard work. Thanks James.”
Buying a house is a daunting task and often a stressful time. However having Wayne on my side, it was all so much easier. He talked me through the steps of the process and was always available to answer my questions. His knowledge and experience really shone through.
When it comes to buying a home there are loads of commentators that talk a good game but Wayne made it happen and quickly! He got me the best mortgage deal with very low interest rates.
I would absolutely 100% recommend Wayne to anyone looking to buy a house, he did everything with almost no time or effort from me and I am now a proud and happy homeowner 😊
Bernard & Dawn
James’ assistance in guiding us through the mortgage options, plus the life cover options, were made so easy due to his outstanding knowledge of this area. The whole experience was relatively painless and lead to a successful mortgage application but also in saving us time and money. Looking back on it now, it was the legal side that was the complicated issue but James also assisted here, which was a huge help. To be honest, Dawn and myself, will miss our little chats with James!
Adam & Liz
Thanks so much to Wayne who went above and beyond to secure our mortgage approval. We had so many questions as first-time buyers and he was always available to answer our queries, he kept us in the loop on the status of our application at all times. When it came to sharing documents such as bank statements, payslips, etc the online system for uploading all of our paperwork was really easy to use and made it stress-free and straightforward. We would not hesitate in recommending Smart Mortgages (Shankill FS) – it truly was a great experience.” – Liz & Adam
Neal & Amy
“We have just bought our first home and Wayne was such a huge help throughout the whole process. He and his team always respond in a timely manner to any queries or questions we had and he is very pleasant and professional to deal with. We couldn’t have done this without Wayne’s amazing support, advice and hard work. I would highly recommend Smart Mortgages.” May 2023
Greg & Mary
“Wayne was a pleasure to work with. As a first time buyer, Wayne and his team made the whole process very smooth and helped us to understand how it all worked. Couldn’t recommend Wayne and his team more highly.” May 2023