When investing, understanding your risk tolerance is a critical step in building a portfolio that aligns with your financial goals and comfort level. As financial advisors, we often find that risk tolerance is both misunderstood and underestimated, yet it plays a central role in determining your investment strategy. Knowing your risk tolerance can make the [...]

Securing a mortgage in Ireland can sometimes feel like a convoluted process, and let’s be honest, a stressful one. Understanding what lenders consider “no-nos” can help not only improve your application but also shorten it and make it less nerve-wracking. Here are some key factors lenders don't want to see: 1. Poor Credit History Late [...]

Making smart decisions is crucial for financial stability and growth. However, even the most financially savvy individuals can stumble. Here, we outline some common financial mistakes and practical advice on how to avoid them. 1. Neglecting to Plan for Retirement The Mistake: Many delay or neglect planning for retirement, assuming it's too far off to [...]

For some of us, retirement feels like something in the distant future. However, planning and saving for retirement is a crucial step that can significantly impact your financial security and quality of life later. Most of us understand the importance of managing our pensions, but that’s not all. This guide aims to provide clear and [...]

Securing a mortgage in Ireland hinges significantly on your credit rating. A strong credit rating can not only determine your eligibility for a mortgage but also influence the interest rates and terms you receive. Improving your credit rating before applying for a mortgage can result in substantial savings over the life of your loan. Here’s [...]

It has never seemed harder to save money. The cost of living, as we all well know, is at an all-time high. A recent (May 24)  Irish Time article states:  “One in five Irish people is struggling and almost two-thirds are in the same financial position now as they were at the height of the [...]

Buying your first home is without a doubt one of the most important decisions you can make. Whether you're a couple wishing to start a family or a solo professional seeking to settle into a space to call your own, the moment you finally get the keys is a day you won't forget in a [...]