Making smart decisions is crucial for financial stability and growth. However, even the most financially savvy individuals can stumble. Here, we outline some common financial mistakes and practical advice on how to avoid them. 1. Neglecting to Plan for Retirement The Mistake: Many delay or neglect planning for retirement, assuming it's too far off to [...]
For some of us, retirement feels like something in the distant future. However, planning and saving for retirement is a crucial step that can significantly impact your financial security and quality of life later. Most of us understand the importance of managing our pensions, but that’s not all. This guide aims to provide clear and [...]
Securing a mortgage in Ireland hinges significantly on your credit rating. A strong credit rating can not only determine your eligibility for a mortgage but also influence the interest rates and terms you receive. Improving your credit rating before applying for a mortgage can result in substantial savings over the life of your loan. Here’s [...]
It has never seemed harder to save money. The cost of living, as we all well know, is at an all-time high. A recent (May 24) Irish Time article states: “One in five Irish people is struggling and almost two-thirds are in the same financial position now as they were at the height of the [...]
Buying your first home is without a doubt one of the most important decisions you can make. Whether you're a couple wishing to start a family or a solo professional seeking to settle into a space to call your own, the moment you finally get the keys is a day you won't forget in a [...]
It is a good idea to review your mortgage every couple of years. You could be saving yourself hundreds of euro on your monthly mortgage repayments. We can help. Get in touch today for an obligation free chat.
There are many advantages to using a mortgage broker. Are you a first time buyer but don't know where to start? Would you like to find out if you could reduce your monthly mortgage repayments buy switching mortgage provider? We can help. Get in touch today for an obligation free chat. [...]
Check out our new video which explains how you can apply for a mortgage easily and securely online and in your own time.
You may have got the best deal available at the time you took out your mortgage, but this is probably not the best deal now. Mortgage rates have dropped in the past couple of years and many Irish banks now have enticing offers to encourage homeowners to switch bank. Download our guide on mortgage [...]
Applying for a mortgage can be a challenging process. At Smart Mortgages our aim is to make this process easier and quicker for you. This document outlines the huge benefits to be had from using a mortgage broker. Download pdf
